American Express Travel Insurance (Single Trip) provides protection for the
infrequent traveller - because you never know when your journey may not go to
plan. With competitive rates, and a wide selection of plans for you to choose
from to suit your itinerary, you won't want to leave home without this travel
companion!
Benefits of American Express Travel Insurance (Single Trip) include:
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Overseas Medical and Dental Expenses & Cash in Hospital cover.
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Cover for your Luggage and Travel Documents.
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Choice of different levels of cover to suit your needs.
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Easy payment direct from your American Express Card.
No additional charge for Dependent Children travelling with you.
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Schedule of Benefits
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Premier
(Worldwide)
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Classic
(Worldwide)
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Classic
(excluding Americas
& Africa)
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Domestic
(Australia)
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1. Overseas Medical and Dental Expenses
Dental Expenses (limit)
(please refer to Section 1 the Policy Wording and Product Disclosure Statement)
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Unlimited
$4,000
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Unlimited
$3,000
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Unlimited
$3,000
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Not Applicable
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2. Additional Expenses
2.2 If You Die (limit)
(please refer to Section 2 of the Policy Wording and Product Disclosure
Statement)
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Unlimited
$20,000
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Unlimited
$15,000
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Unlimited
$15,000
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$10,000
$10,000
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3. Cash in Hospital
a) Daily Amount
b) Maximum Amount
(please refer to Section 3 of the Policy Wording and Product Disclosure
Statement)
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$50
$10,000
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$50
$5,000
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$50
$5,000
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Not Applicable
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4. Loss of Deposits & Cancellation Charges
Travel Agent's Cancellation Fee (limit)
(please refer to Section 4 of the Policy Wording and Product Disclosure
Statement)
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Unlimited
$100
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Unlimited
$100
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Unlimited
$100
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$10,000
$100
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5. Missed Connection
(please refer to Section 5 of the Policy Wording and Product Disclosure
Statement)
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$3,000
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$2,000
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$2,000
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Not Applicable
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6. Resumption of Journey
(please refer to Section 6 of the Policy Wording and Product Disclosure
Statement)
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$5,000
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$3,000
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$3,000
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Not Applicable
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7. Luggage and Travel Documents
7.1 Loss, Theft or Damage
a) Item Limit (each)
b) Video & Electrical Equipment (combined maximum)
c) Laptop Computers (combined maximum)
7.2 Delayed Luggage Allowance
a) More than 24 hours (limit)
b) More than 72 hours (limit)
(please refer to Section 7 of the Policy Wording and Product Disclosure
Statement)
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$15,000
$1,500
$3,500
$4,000
$500
$1,000
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$10,000
$1,000
$2,500
$3,000
$500
$1,000
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$10,000
$1,000
$2,500
$3,000
$500
$1,000
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$5,000
$500
$500
$2,000
$500
$1,000
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8. Replacement of Business Documents & Substitute Staff
(please refer to Section 8 of the Policy Wording and Product Disclosure
Statement)
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$7,500
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$7,500
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$7,500
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Not Applicable
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9. Replacement of Money
(please refer to Section 9 of the Policy Wording and Product Disclosure
Statement)
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$1,000
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$500
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$500
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Not Applicable
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10. Rental Vehicle Excess
(please refer to Section 10 of the Policy Wording and Product Disclosure
Statement)
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$4,000
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$3,000
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$3,000
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Not Applicable
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11. Public Transport Hijacking
a) Daily Amount
b) Maximum Amount
(please refer to Section 11 of the Policy Wording and Product Disclosure
Statement)
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$750
$22,500
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$500
$15,000
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$500
$15,000
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Not Applicable
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12. Travel Delay Accommodation
(please refer to Section 12 of the Policy Wording and Product Disclosure
Statement) |
$2,000
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$1,000
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$1,000
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$500
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13. Personal Liability
(please refer to Section 13 of the Policy Wording and Product Disclosure
Statement) |
$3,000,000
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$2,500,000
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$2,500,000
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Not Applicable
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| Excess |
The excess is the first amount of a claim, which We will not pay.
The Policy excess for international travel is $100 (except for Cash in Hospital,
Rental Vehicle Excess, Public Transport Hijacking and Personal Liability where
an excess does not apply).
The Policy excess for domestic travel is $50.
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Who is covered
To apply for this insurance, you must be between the ages of 18 and 74. You can
also purchase cover for a travelling companion who is between the ages of 18
and 74 as well.
Bonus - ACE Assistance
ACE Assistance is a twenty-four (24) hour emergency referral service. In the
event of a medical or similar emergency simply phone, reverse the charge and
get immediate help in locating medical assistance in Your local area. This
service will also provide non-emergency pre-travel advice on some
health-related matters, verify insurance coverage and can help co-ordinate
immediate claim payments.
Terms, conditions, exclusions and limitations
For information about the terms, conditions, exclusions and
limitations that apply to the policy, please refer to the
American Express Travel Insurance (Single Trip) Policy Wording and Product
Disclosure Statement (PDS).
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